SIP Calculator | Calculate Your Investment Returns Online Instantly

What is a SIP Calculator?

A SIP Calculator (Systematic Investment Plan Calculator) is a financial tool that helps investors estimate the future value of their investments made through monthly contributions into mutual funds or other investment instruments.

What Does a SIP Calculator Do?

It calculates:

• Total Investment (Monthly Amount × Number of Months)
• Estimated Returns (Gains earned from compound interest)
• Maturity Amount (Total Investment + Returns)

How Does SIP Work?

In SIP, you invest a fixed amount regularly (e.g., every month). Your investment earns compound interest, and the returns grow over time. A SIP calculator uses the following formula:

Maturity Amount=P×(1+r)n−1r×(1+r)\text{Maturity Amount} = P \times \frac{(1 + r)^n – 1}{r} \times (1 + r)Maturity Amount=P×r(1+r)n−1×(1+r)

Where:

• P = Monthly investment
• r = Monthly return rate (annual rate ÷ 12 ÷ 100)
• n = Total number of months

Why Use a SIP Calculator?

• To plan long-term wealth (e.g., for retirement, education, home)
• To set realistic investment goals
• To compare different SIP plans or return rates
• To understand the power of compound growth